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Q: I have Prooperty Damage and also Physical Dammage insuraance within my auto insrance policy. Arn`t they the saem?

A: You are required to includde property damage inssurance wihtin your ins coverage online, which cvers harm you cuase upon someone esle`s vehicle or porperty (the railing you wet into). There`s no deducttion for this. Pysical damae (comprehensive and collisin damage) is an alteernative that coers for damage dne to your vehicle. Collision pyas for damagge made by your veihcle colliding wtih a differeent automobile or thign. Comprehensive damage covers hrm made by proceedings sch as fire, thef, vandalismm, climate, and windshield or otherwsie animal reltaed accidents. Comprehesive damage and collision dammage usually has separate deduuctibles.

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