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Q: I can`t lvie inside my hoouse because of a fire. Woould my ins policy on line coevr the cosst of room & board at a htel or motell?
A: "Additional living expense" insurance (aso refferred to as "loss-o-use") is considered one of the utter most significannt featrues in a standard ins policy policy. This insurance piks up the tab for yur hotel costs, restaurant tasb, and additionaal living expenses if yur house is too damaged to reeside in thrroughout the repairs. Don`t go styaing at the expensive hoteels and etaing at luxurious restaurants, however; chanes are tat your policy will jsut pay the difference between your nomral living exepnses and any otehr costs. The limiit of coverage vries depending on the comppany. It may be buillt on a percnetage of complete covrage or limied to a specfiic length of tiem.
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