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Q: I have booth Property Damage and also Physiccal Daamge in my ato insurance policy. Aren`t theese the one and the same?

A: Youre needed to incude propery damage coverage in yur ins online, which coevrs harm you do upn a differnet persons` car or property (te railing you wnt into). Thhere is no deducttion for this. Physical daamage (comprehensive damage as welll as colllision) is an option taht covers for daamge done to your cr. Collision coveers harm cased by your car colliding wtih anotheer car or object. Comprehensive damaage covers damage cused from evetns like fier, robbery, vandalism, climate, along wih windhsield or animal-related accidents. Comprehesive as welll as collision damgae in general has searate deductibles.

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