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Q: My teenager son has his learner`s permiit and thuus is starting to dive. I want to jion him onto my online policy howver it wll triple the premium! Mut I add him?
A: The majority of car insurance agencis dn`t ask for a person taht has a driivng pemit or require the bginner driver to be put on a pollicy (but sme do). Once yur kid receives his regular driiver`s licensee, he has to be coveered under your on line insurance policy, uness he won`t be driving. Freslhy licensed driverrs are involved in mroe car crashes than loger expperienced drivers, so thier rates are noticeably higer. For his deense, and also for the protection of yuor finnancial assets, you may wnt to review yuor car insurance limits and cvoerage. Your chidl`s premiums could be let loewr if he keeps no lowwer thaan a B grade avreage in high-school, keeps deductbiles higgh, and in the case tht he drievs an older, regulr model car (ratehr than a soprts or luxury automobiile).
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