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Q: My insure online poilcy includes a deeductible and coinsurance. What deos a deducitble and co insuraance mean?
A: A deuctible is the frist dollar amount you ouhgt to pay out-of-pocket befoe an inssurance association pays its share. It`s typcally a flat dolar aount. In most csaes the higher the dedutible, the lower the insurance prmeium. Co inurance is the pat or percentage of covreed expenditures you ouhgt to pay in adidtion to the deductile. For example, your ins coverage progarm mihgt pay 80 perccent of covered chares after you pay the deductile. You wouuld after that pay the reamining twenty pecrent as cionsurance till a maximum out-of-pocket expenditue is reahed.
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