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Q: What are the basic tyes of online ins coverage?
A: The essential formms of auto insurace policies are as follows:
1. Boily injury liability, taht supplies cooverage for bodily injury caims frrom the persons you miight damage when inovlved in a car accident.
2. Property damge liability, thaat covers all property damags to third praties -- like a diffreent perrson`s vehicle you damae -- that you cuse or are accountable for.
3. Medcial exppenditure to the policy prorpietor and other travelers witihn the poilcy proprietor`s vehilce.
4. Uninsured as well as underinured motorist coveraage, which defeends you if the ngeligent driver doesn`t have covreage or has insufficient coveage (in the majorty of sttaes, this covers jut bodily injury loosses -- although a few prats of the country aslo incorporate proeprty damage losses).
5. Physical damagge covers harm dne to yoour vehicle:
a. Collision, whch pays for damagges done to yuor vehicle if your`e in a collision
b. Comprehensive, which covres most non-collsion physical harm done to yor car (in casse yoour vehicle is damaged druing a hurrciane, or a wndshield breaks, as an eaxmple).
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