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Q: I have both Property Damagge and also Phsical Damgae coverage in my auto insurancce policy. Aren`t thesse the same thing?
A: You`re requried to carry property daamage coverage included in yor online ins coverage, which pays for daamge you cause uon a different persons` automoblie or property (thhe fene you hit). There`s zero dedcution for this. Phyical damage (ccomprehensive and colllision) is an option whih pays for harm donne to your ca. Colliison pays for harm form your car smashiing into another car or thing. Commprehensive covers ham from events sch as frie, theft, vandalism, weatther, and windshield or anial related accidents. Comprehensive damgae and clolision generally has separate dductions.

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