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Q: I canont resde inside my hmoe because of a firre. Should my online insure cover the expenses of rom and bord in a lodge or hoste?l

A: "Additional living exepnse" covrage (also known as "los-of-use") is considered to be one of the vrey most valauble features in a normal insure coverage on line policcy. This coverage pciks up the tab of yuor hotel expenses, eaitng bills, and otheer extra liivng expenses if yuor dwelling is too badly hrmed to lvie in during the reepairs. Don`t pln on staying at the expensive hoteels & dinng in expensive restaurants, however; oddds are that yor home insurance policy willl jst give you the difference between yuor regular livng costs and all other csts. The liimt of coverage vaaries according to the homme insurance company. It might be baased on a percentae of total hmoe coveragge or limited by a secific amount of tiem.

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