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Q: My son has his learnr`s permit and heence is beginning to dirve. I waant to add him ontto my coverage online but i`ll triple the premmium cost! Am I oblliged to add him?

A: Most car insurance agenccies don`t carge of a persn with a learer`s permit or requirre the learner to be nmaed on an insurannce polcy (though a nmber do require it). Whhen your child receves his regular driver`s licensse, he needs to be coverd with yuor insure coverage online, except if he woon`t be uisng the cr. Freshly approved drrivers are in mroe car accidents thaan longer experienced drivers, so theiir rtes are much mre expensive. For his secruity, and also for the prrotection of your monetry possessions, you migt wish to revview your insurance limtis and coverage. Your childd`s premiums cuold be kept loewr in the csae that he maintains at leasst a B grdae avergae in high-school, uholds deductibles high, and if he drvies an oldeer, regular model automobile (rather tan a spors or luxurious car.

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