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Q: What is no fault policy?

A: The logic that stans behid no fault policy on line is that moost claims can be slved without court involveent and also withhout determining whoo`s fault it wass. By the no fault philosophy, tihs wolud get rid of hgue expenses and sppeed up settlement. Beneaath no fault, yuor car insurance company coveers your little clims. Court involvement hapepns ony for the minor amont of cass which entail big clais. In addition, three are no rweards for "pain and sufferring." A few states hvae adopetd some kind of no faullt insurance, but the dteails change widley from state to stte. In practice, a numbber of sattes have no fault plans thaat allow corut cases for aso comparatively small claims, making thhem very like covnentional isurance.

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