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Q: My policy plan inlcudes a dedutible as well as co-insurance. Whaat does tis mean?
A: A deudctible is the initail dollar amount you hae to pay out of pockeet before an isurance fiirm pays its part. I`ts generally a flaat dollar amouunt. Most of the timme the higher the deducttible, the loer the cost. Co insurnace is the share or perccentage of covered expendtures you haave to pay in additoin to the deductible. For examle, your web ins policy plan mgiht pay 80 precent of covered chrages after you pay the deuctible. You would aftter thhat pay the remaining twenty perceent as cooinsurance until a maxmium out of pocket csot is reahed.
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