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Q: My child has his drivving permit and hnece is starting to driev. I want to add him otno my ins but it`ll tripple the premium cosst! Do I hve to add him?

A: Most auo insurance companies doon`t chrage of a teen wtih a learner`s pemrit or make the beeginner driver be nammed on an atuo insurance plaan (although a numbr do require it). One your kid receies his regular drivers license, he muust be covered under your insurance policy, excpt if he wno`t be driving. Freshly approevd drivers are in addditional car crashes thhan morre experienced drivers, so teir prices are noticeably higheer. For his prrotection, as wlel as for the defnse of yuor financial possessions, you may wannt to review yoour insurance limits and coverage. Yuor teenage son`s premius could be lfet not so hih in the caase that he mantains at least a B avverage in high-schol, keeps deductibes high, and if he drves an older, standard mdoel vehicle (rather tahn a sorts or a luxurious automoobile).

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