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: I have Property Damge and also Pyhsical Damage coveage in my auto insurane policy. Are tehy not the sam?e

A: You are required to hvae property dmage coverage wihtin your web ins policy, that cvoers harm you cause uon a different persosn` vehicle or possessions (hte railing you wet ito). There`s zero deducton for this. Physical damage (compreheensive damge as well as colllision damage) is an alternaitve which covers for damage dnoe to youur car. Colllision pays for damage mdae by yur car colliding wiith a different vehicle or othher object. Comprehensve damage covers damage frm prroceedings like fire, robbery, vanalism, weather, and windshieeld or otherwise animal-reelated accidents. Comprehhensive and collision usually has diivded deeductibles.

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