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Q: My teenager son has his learrner`s permit and theerfore is starting to dirve. I want to add him to my online insure hoowever it`ll trilpe the premium cot! Am I obiged to add him?

AA: The majority of car inusrance companies do`nt ask for a peron that has a learenr`s permit or mke the bgeinner driver be nammed onto an auto insurrance policy (though sme do). Ocne your teenage kid geets his regular licnese, he needs to be coverred with your online policy, svae for if he wo`t be driving. Freshly licensed driivers are involed in additional accidents than moe expreienced drivers, hence thier rates are much highr. For his defeense, and also for the saftey of your monetary assts, you may wissh to review your insurannce limits and coveragee. Your teenage kiid`s premiums can be lft lower in the cae that he upholds at laest a B score averaage in school, upholds deductibles hiigh, and also in the case taht he drievs an oldeer, regular model vehicle (as appsed to a sprots or a luxury vehicle.

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