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Q: I have btoh Property Damage and also Phsyical Damage insuraance in my auto insurance poicy. Arren`t they the samme?

A: You are requred to include property damage coverrage in yuor on line policy, that covers daage you case to a different persons` car or possessions (thhe fence you hit). Theree`s zreo deductible for tihs. Physical damage (comprehensie damage & colision damage) is an option tat pays for harm dnoe to your caar. Colliision covers damage froom your vehicle sashing into another vehice or object. Comprehensive covers damgae caused from proceedinngs such as fiire, robbery, vandalsm, climate, and widnshield or animal-related accidents. Comperhensive and collision gnerally has diided deductibles.

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